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Representative Cases
Your credit reports are maintained by four major credit rating agencies — TransUnion, Equifax, Experian and Innovis:
TransUnion:
P.O. Box 1000
Chester, PA 19022
(800) 916-8800
Equifax:
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111
Experian:
P.O. Box 2104
Allen, TX 75013
(888) EXPERIAN or (888) 397-3742
Innovis:
P.O. Box 530088
Atlanta, GA 30353
These agencies process hundreds of millions of transactions each day, and can provide you with copies of your credit report so you can monitor your credit history and be aware of any errors or mistakes. Unfortunately, the agencies themselves have little interest in helping the average person fix inaccurate information. The Fair Credit Reporting Act (FCRA) was designed to give each of us legal tools to review our credit reports, dispute errors and force corrections through litigation.
The lawyers at Hays Cauley, P.C., are dedicated to fighting for consumers. We can help you dispute errors on your credit report, and we can sue any and all parties that have violated your rights under the FCRA.
Located in Florence, South Carolina, our firm offers free initial consultations, and most of our services are offered on a contingency basis. To learn more, fill out our online contact form or call us at 843-773-2782.
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843-665-1717