Fighting Credit Card Lawsuits When the Account is Fraudulent in South Carolina: Legal Support When You Need It
Credit card debt can be overwhelming, and when a lawsuit is filed against you by a credit card company or debt collector, the stress can escalate quickly, especially if the account is a fraudulent account opened in your name without your knowledge or permission. If you have been sued on a fraudulent credit card debt or other loan, call Hays Cauley, P.C. today.
Understanding Credit Card Lawsuits
When a credit card or other debt goes unpaid, the creditor or a debt collector may decide to file a lawsuit to recover the amount owed. This is a legal action where the creditor or owner of the debt is seeking a judgment against you. If successful, the creditor can then take additional actions to attempt to collect their judgment, such as filing a lien on any property you may own in South Carolina. However, if the debt is a consumer debt, the creditor CANNOT garnish your wages in South Carolina to collect a judgment.
Credit card lawsuits can be intimidating, but it’s important to remember that you have legal options, especially if the account is a fraudulent account. If you have been sued on a credit card account or loan that is not yours, call Hays Cauley, P.C. today.