1303 West Evans Street Florence, SC 29501

Representative Cases

Representative Cases

  • Brim v. Midland Credit Mgmt., 795 F.Supp. 1255 (N.D. Ala. 2011) (Jury verdict for Plaintiff in the amount of $100,000 in compensatory damages and $623,180 in punitive damages). 
  • Hutchison v. Lenders Portal Direct, LLC, 2018 U.S. Dist. LEXIS 110639 (D.S.C., July 3, 2018) (Attorney fees awarded to Plaintiffs’ counsel). 
  • Hutchison v. Lenders Portal Direct, LLC, 2018 U.S. Dist. LEXIS 40616 (D.S.C., Mar. 12, 2018) (Judgment entered against Defendant in the amount of $61,455 for violations of SCUTPA) 
  • Hay v. Barclays Bank Del., 2020 U.S. Dist. LEXIS 254997, 2020 WL 9718810 (D.S.C., Jul. 6, 2020). 
  • Ben. Fin. 1, Inc. v. Windham, 431 S.C. 256, 847 S.E.2d 793, 2020 S.C. App. LEXIS 120, 2020 WL 5595436 (S.C. Ct. App. 2020). (Summary judgment entered in favor of Windham finding that Beneficial Financial had willfully violated the South Carolina Unfair Trade Practices Act was affirmed). 
  • Green v. Momentum Motor Grp., LLC, 2018 U.S. Dist. LEXIS 122, 2018 WL 259091 (D.S.C., Jan. 2, 2018). 
  • Robert v. Auto Pro’s Sales of Rock Hill Inc., 2018 U.S. Dist. LEXIS 208396, 2018 WL 6498891 (D.S.C., Dec. 10, 2018). 
  • Evans v. Saul, 2020 U.S. Dist. LEXIS 46215, 2020 WL 1249678 (D.S.C., Feb. 28, 2020). 
  • Boyd v. Berryhill, 2018 U.S. Dist. LEXIS 181634, 2018 WL 5266420 (D.S.C., Oct. 23, 2018). 
  • Nuneville v. Berryhill, 2017 U.S. Dist. LEXIS 168939 (D.S.C., Sep. 27, 2017). 
  • Wilson v. Capital One Bank United States, N.A., 2017 U.S. Dist. LEXIS 226527 (D.S.C., Sep. 6, 2017). 
  • Cohen v. Sun Trust Mortg., Inc., 2017 U.S. Dist. LEXIS 47678, 2017 WL 1173581 (D.S.C., Mar. 30, 2017). 
  • Mangum v. First Reliance Bank & Dovenmuehle Mortg., Inc., 2017 U.S. Dist. LEXIS 40103, 2017 WL 1062534 (D.S.C., Mar. 21, 2017). 
  • Valentine v. Brock & Scott, PLLC, 2010 U.S. Dist. LEXIS 40532, 2010 WL 1727681 (D.S.C., Apr. 26, 2010). 
  • Moore v. Dynamic Recovery Servs. Inc., 2014 U.S. Dist. LEXIS 15855 (N.D. Ala., Jan. 16, 2014) (Judgment entered in favor of Plaintiff for $30,000; attorneys’ fees of $13,035 awarded). 
  • Isgett v. Northstar Location Servs., LLC, 2015 U.S. Dist. LEXIS 89252, 2015 WL 4072094 (D.S.C., July 2, 2015). 
  • Williams v. Bank of Am., N.A., 2015 U.S. Dist. LEXIS 79607 (D.S.C., Jun. 18, 2015). 
  • Clifton v. Nationstar Mortgage, LLC, 2015 U.S. Dist. LEXIS 46254 (D.S.C., Apr. 6, 2015). 
  • Ashley v. Rushmore Loan Mgmt. Servs., LLC, 2017 U.S. Dist. LEXIS 43987 (D.S.C., Mar. 27, 2017). 
  • Whitman v. Legal Helpers Debt Resolution, LLC, 2012 U.S. Dist. LEXIS 176480 (D.S.C., Dec. 13, 2012). 
  • Bryant v. Springleaf Fin. Servs., 2015 U.S. Dist. LEXIS 35533 (D.S.C., Mar. 23, 2015). 
  • Bryant v. Springleaf Fin. Servs., 2015 U.S. Dist. LEXIS 197000 (D.S.C., Feb. 22, 2015). 
  • Smith v. Boyd Bros. Transp., 2006 U.S. Dist. LEXIS 5309 (M.D. Ala., Jan. 25, 2006) As Amended January 25, 2006 
  • Woltersdorf v. Pentagon Fed. Credit Union, 320 F. Supp. 2d 1222; 2004 U.S. Dist. LEXIS 4215 (N.D. Ala. Mar. 12, 2004) 
  • Rothenberger v. Cast Prods., 1998 Ala. Civ. App. LEXIS 103 (January 23, 1998) 

Your credit reports are maintained by four major credit rating agencies — TransUnion, Equifax, Experian and Innovis:

TransUnion:

P.O. Box 1000

Chester, PA 19022

(800) 916-8800

Equifax:
P.O. Box 740241

Atlanta, GA 30374-0241

(800) 685-1111

Experian:
P.O. Box 2104

Allen, TX 75013

(888) EXPERIAN or (888) 397-3742

Innovis:

P.O. Box 530088

Atlanta, GA 30353

These agencies process hundreds of millions of transactions each day, and can provide you with copies of your credit report so you can monitor your credit history and be aware of any errors or mistakes. Unfortunately, the agencies themselves have little interest in helping the average person fix inaccurate information. The Fair Credit Reporting Act (FCRA) was designed to give each of us legal tools to review our credit reports, dispute errors and force corrections through litigation.

We Can Help

The lawyers at Hays Cauley, P.C., are dedicated to fighting for consumers. We can help you dispute errors on your credit report, and we can sue any and all parties that have violated your rights under the FCRA.

Located in Florence, South Carolina, our firm offers free initial consultations, and most of our services are offered on a contingency basis. To learn more, fill out our online contact form or call us at 843-773-2782.

Get a Free Consultation

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843-665-1717